Connect natively to 9 out of 11 Electricity DisCos, major telco data networks, DStv, GOtv, internet data services, and global gift cards with a single, highly-available RESTful API.
POST /v2/data-bundle/purchase HTTP/1.1 Host: api.paybeta.ng Content-Type: application/json P-API-KEY: pb_live_89a74f2b901... { "service": "mtn_data", "amount": 5000, "phoneNumber": "08060000000", "code": "MT1", "reference": "TXN_NIG_9018247192" }
100M+
End Users Reached
40M+
Daily API Transactions
300+
Partner Businesses
<100ms
Average Response Time
Eliminate direct integrations with dozens of individual vendors. Paybeta consolidates all essential Nigerian utilities under one REST architecture.
Validate prepaid/postpaid meters and vend tokens instantly for IKEDC, EKEDC, AEDC, IBEDC, KAEDCO, KEDCO, JED, EEDC, and PHED.
Supports Token Vending & VerificationDirect top-ups across MTN, Airtel, GLO, 9mobile, and Smile Network. Supports corporate data gifting, SME bundles, and VTU.
Up to 4.0% API MarginReal-time smartcard number lookup and instant bouquet activation for DStv, GOtv, StarTimes, and Showmax subscriptions.
Up to 1.5% CommissionInstant top-ups and plan renewals for internet service providers including Spectranet, Smile, and ipNX, delivered through a single endpoint.
Multiple ISP ProvidersAutomated delivery of WAEC Result Checker PINs, JAMB UTME Registration pins, and institutional levies.
Instant PIN DeliveryFund sports betting accounts seamlessly across Bet9ja, 1xBet, BetKing, Bangbet, Betway, and Cloudbet.
Real-time Account FundingIssue and redeem digital gift cards from global and local brands for loyalty programs, staff incentives, and marketplace payouts, with instant e-codes on purchase.
Instant E-Code DeliveryMost billers require separate, siloed integrations with inconsistent documentation and settlement rules. Paybeta replaces all of that with one reliable, Nigeria-first API.
Stop maintaining a dozen separate biller integrations. Airtime, data, electricity, cable, gift cards, and more sit behind a single consistent schema.
Deep, direct coverage of Nigerian DisCos, telcos, and cable providers, purpose-built for the local market rather than bolted on to a global platform.
Sub-100ms average response times and a 99.9% uptime SLA keep bill payment flows running even at peak transaction volumes.
No hidden markups or surprise deductions. Every category has a published margin so you can price your product with confidence.
Test full transaction flows, including asynchronous callbacks, before you ever touch a live key, so production launches have no surprises.
A 24/7 developer Slack community and a dedicated integration team mean compliance and technical questions get answered in minutes, not days.
Paybeta abstracts direct provider relationships, complex protocols, and reconciliation. Simply pass your API Key inside the custom request header: P-API-KEY.
Build and test integrations safely at api.sandbox.paybeta.ng.
Receive instant HTTP callbacks to resolve asynchronous transactions smoothly.
curl -X POST https://api.paybeta.ng/v2/electricity/validate \ -H "Accept: application/json" \ -H "Content-Type: application/json" \ -H "P-API-KEY: pb_live_your_secret_key_here" \ -d '{ "service": "ikeja_electric", "meterNumber": "01234567890", "meterType": "prepaid" }'
No lengthy onboarding calls required. Most teams go from signup to their first live transaction the same week.
Sign up for free and get instant access to your developer console and sandbox environment.
Grab your test P-API-KEY from the console and start making sandbox requests immediately.
Simulate airtime, data, electricity, cable, and gift card transactions end-to-end, including webhook callbacks.
Swap in your live key, fund your wallet, and start processing real transactions for your users.
Maximize profitability on every bill payment processed on your platform.
| Biller Category | Supported Networks / Vendors | Developer Margin |
|---|---|---|
| Airtime VTU | MTN, Airtel, Glo, 9mobile | Up to 4.00% |
| Data Bundles | MTN, Airtel, Glo, 9mobile SME/Corporate | Up to 4.00% |
| Electricity Tokens | IKEDC, EKEDC, AEDC, BEDC, EEDC, KEDCO, ABA | Up to 1.20% |
| Cable TV | DStv, GOtv, StarTimes | Up to 1.50% |
| Gaming & Betting | Bet9ja, 1xBet, BetKing, Bangbet | 0.10% Direct |
| Gift Cards | Global & local brand e-codes | Up to 2.00% |
Here’s what engineering leads and product managers say about integrating Paybeta.
"Integrating electricity meter validation usually takes weeks due to legacy DisCo APIs. With Paybeta's unified REST API, we shipped electricity token purchases on our mobile wallet in under 3 days."
CTO, Lagos Neobank
"We run high-volume data gifting and SME VTU services. Paybeta's 99.9% uptime SLA and automated webhooks mean zero manual intervention on failed transactions."
Lead Engineer, Telepay
"The 24/7 Slack developer support is top-notch. Whenever we have compliance questions or need environment keys, their team responds in minutes."
Product Manager, UtilityApp
Everything developers ask before their first integration.
Airtime and SME data across all major networks, electricity tokens for 9 DisCos, DStv/GOtv/StarTimes cable subscriptions, internet data plans, education PINs, gaming and betting top-ups, and global/local gift card e-codes, all through one REST API.
Yes. Every account gets free access to api.sandbox.paybeta.ng, where you can simulate full transaction and webhook flows before switching to live keys.
Pass your secret key in the P-API-KEY request header. Test keys work only against the sandbox host, and live keys only against the production host, so you can't accidentally mix environments.
Paybeta sends signed webhook callbacks to your configured endpoint the moment a transaction resolves, so you never have to poll for status updates.
Join the 24/7 Paybeta developer Slack community for peer and team support, or reach the dedicated integration team directly for compliance and go-live questions.
Create your sandbox account today, generate API keys, and join over 300+ businesses automating utility bill payments across Nigeria.
